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- Medicare is the Federal Government’s
Medical Insurance Program for people age 65 and older
(and for people who are disabled.)
- Medi-Cal is the state-run
medical assistance program for people in financial
need.
- Your Medicare benefits
are "activated" by a 3-night stay in a hospital
within the last 30 days.
- Your physician must
certify that you need skilled nursing care.
( skilled
nursing may be determined by a need for Physical Therapy
after your 3-night qualifying stay in a hospital due
to weakness/strengthening after a surgery.)
Once these guidelines have been met, Medicare will
pay for days 1-20 at 100% if you require skilled nursing
care throughout that period. After day 20, if you still
require skilled care, there is a co-insurance daily
rate charge that many secondary insurances (AARP, Blue
Cross) will cover. (To find out if your secondary insurance
pays for this co-insurance rate, call the number listed
on the back of your secondary insurance card for more
information.)
- Your income must be less
than state limits.
- Your assets must be less
than state limits.
- A physician must certify
that you need nursing home care.
For more information, please visit the Department of
Social Services and to obtain an application for Medi-Cal
eligibility.
For further information about Medicare, Medi-Cal and
other insurances, call Bayside Care Center directly
or HICAP (Health Insurance Counseling & Assistance
to Senior Citizens) at 1-800-548-5497.
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