What is the difference between Medicare and Medi-Cal?
Medicare is the Federal Government’s
Medical Insurance Program for people age 65 and older
(and for people who are disabled.)
Medi-Cal is the state-run
medical assistance program for people in financial
need.
Will Medicare pay for all or part
of my stay at Bayside Care Center?
Your Medicare benefits
are "activated" by a 3-night stay in a hospital
within the last 30 days.
Your physician must
certify that you need skilled nursing care.
(For example: skilled nursing may
be determined by a need for Physical Therapy after your
3-night qualifying stay in a hospital due to weakness/strengthening
after a surgery.)
Once these guidelines have been met,
Medicare will pay for days 1-20 at 100% if you require
skilled nursing care throughout that period. After day
20, if you still require skilled care, there is a co-insurance
daily rate charge that many secondary insurances (AARP,
Blue Cross) will cover. (To find out if your secondary
insurance pays for this co-insurance rate, call the
number listed on the back of your secondary insurance
card for more information.)
How do I qualify for Medi-Cal?
Your income must be less
than state limits.
Your assets must be less
than state limits.
A physician must certify
that you need nursing home care.
For more information, please visit the Department of
Social Services and to obtain an application for Medi-Cal
eligibility.
For further information about Medicare, Medi-Cal and
other insurances, call Bayside Care Center directly
or HICAP (Health Insurance Counseling & Assistance
to Senior Citizens) at 1-800-548-5497.
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Morro Bay, Ca 93442 • (805) 772-2237• Lic.# 050000043